healinghands1

May 22 2005, 11:15 AM

Mrs Bridges

May 19 2005, 12:43 PM

Hi,

I started with a high APR then they reduced it as i had kept up with my payments, I dont really have a complaint about the APR, my credit rating was rubbish so it was all I could expect, I wouldn't have gone there if I thought I could have got a better deal elsewhere.. it was purely out of desperation!

My complaint is that I have a finance agreement for more then twice the value of the car of which I have paid more than £1500 in repairs in less than 24 Months..

After reading all of this information I have decided to challenge YCC. My first stop is to ask for a statement of my account detailing the amount I have paid towards the car and the amount I have towards their phoney insurance and worthless warranty (AKA toilet paper).

Wish me luck!

£1500 worth of repairs over 2 years is about normal for a car. My car which I bought brand new has cost more than that over the first 2 years. Cars are not free to run and they do go wrong.
I've got a mortgage for £170,000 on my house and am paying back £350,000. Credit costs money.