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jude2153
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I applied for a mortgage through kensington and have to say there were no problems at all. We were only asked to pay a £50 admin charge which we had no problem with plus the normal surveyors fee. The mortgage offer was made to us within about 3 weeks and although the interest rate was higher than high street lenders we couldnt grumble as thats what you have to expect when you approach kensington or similar lenders. Fortunatly for us ( tho it didnt seem it at the time ) the sale of our house fell through so needless to say we couldnt go ahead with the mortgage....but...a couple of weeks later we had another offer on our house which was much higher and enabled us to buy the house we are now in cash. ohhh what a great feeling to have a lovely house and mortgage free......as for kensington they fully understood why we withdrew so again no complaints at all.
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