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Buzz
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Hi Princey,

Welcome to Saynotoyes. Hope you found the info useful.

As for the insurances, you , like many of our other members were told that if you didn't take the insurances they couldnt finance you.
This is rubbish. These insurances always have to be optional.
A lot of our members were also told that if they took the PPI they could have 19.9% APR, if they didn't then the rate would be 29.9% APR.. Also unlawful.
In your case , they were even sold to you when you were obviously incapacitated due to an injury. nodside

The first thing I would advise you to do is take your contract to Citizens Advice. At many, (but not all) of their offices, they have advisers who are well aware of the YCC fight.

If they cannot help, we do have a legal company who are presently taking on many cases. Due to the nature of the situation, it is inadvisable to go it alone. Because of the complexities involved, I would advise legal assistance, but obviously the choice has to be yours.
Hope this helps.

Please let us know how you get on.

Buzz thums
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