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whistleblower
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www.saynotoyes.co.uk
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Also I have been in contact with a garage they say I should be able to trade my car in with them and get a new credit agreement is this correct or am I unable to sell the car as i have only had it 3 months?


This will not be an option as the settlement amount owed on your car with Welcome Finance will far out way any price that a garage will be able to offer.

I don't know the amount of finance that you have taken out, but with the interest added plus any insurance's that you may have taken too, you can maybe add on £3000 - £4000 on top of the screen price that the car was sold at.

You need to be demanding that the agreement is cancelled by Welcome, don't be waiting another 14 days! they will only be fobbing you off.
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<FONT COLOR=RED>Vanquis credit card is owned by provident Financial.Typical 39.9% APR variable Say No! </FONT>

Are you having problems with Yes Car Credit or a debt collection agency?
Make your complaint direct to the Office Of Fair Trading and BBC1 Watchdog below:
.

James.MacDougall@oft.gsi.gov.uk or telephone 08457 22 44 99
watchdog@bbc.co.uk or telephone - 020 8535 1000
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Advice & opinions of the 'saynotoyes' team are offered informally, without prejudice & without liability.
Use your own judgment. Seek advice of a qualified insured professional if you have any doubts
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