| Viewing Single Post From: Welcome Financial Services | |
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| Richard | Jan 29 2007, 07:05 PM |
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Unregistered
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I have a rather interesting story regarding Welcome Financial Services. It all started in February 2004 when I saw a vehicle I liked at a local garage. I applied for the vehicle and got credit through the above company. After a short while I noticed that there were lots of problems with the vehicle (mainly the engine was unserviceable). To cut a long story short, I went through I eventually managed to get trading standards help and they got them to take the car back and to refund most of my money (I had now been in possession of the car for a few months so they kept a couple of months payments). I had not defaulted any payment or been late in any payment and had paid right up to when I returned the car. Since then I have checked my credit history and the sneaky gits have put 2 x 1 late payments (up to 1 payment late) and 1 x 6 late payments (up to 6 payments late). I only had the car for 9 months and there are 6 perfectly fine payments along with the above. Obviously the above credit history relates to at least 14 months worth of payments. Therefore I can only assume that Welcome have kindly done this as a final 'screw you' gesture and made my credit history bad. Is this legal ? I believe that due to this it may have stopped me getting credit elsewhere. |
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| Welcome Financial Services · Welcome Car Finance | |
9:39 PM Nov 27
