| Viewing Single Post From: Welcome Financial Services | |
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| jenni | Jan 30 2007, 09:48 AM |
www.saynotoyes.co.uk
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Do you have anything in writing from Welcome to say you gave the car back and they accepted this and were closing the account? If so I would speak to the credit reference agencies (Experian or Equifax) who can investigate this situation for you. This probably won't mean having all the details removed but it will have all the defaulted payments removed. What Welcome have done is say that you did not pay up to the 24 month mark when you could have VT'd the car. This is where the 14 months of missed payments come from. However, if they accepted the car back at 9 months and said they would no longer take payment for the car then it should read as "settled" on your credit file. I would also write a letter to Welcome (recorded delivery) demanding they correct the information on your credit file and inform them that you are in contact with the credit reference agencies about this matter |
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<a href="http://www.dpbolvw.net/click-2359542-10365649" target="_top"> <img src="http://www.awltovhc.com/image-2359542-10365649" width="120" height="60" alt="" border="0"/></a> Applying for car finance? <a href="http://www.kqzyfj.com/click-2359542-10366647" target="_blank" onmouseover="window.status='http://www.creditexpert.co.uk';return true;" onmouseout="window.status=' ';return true;">View your Experian credit report online for FREE</a> and see what lenders will see <img src="http://www.tqlkg.com/image-2359542-10366647" width="1" height="1" border="0"/> ****************************************** Advice & opinions of the 'saynotoyes' team are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts. ****************************************** 
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| Welcome Financial Services · Welcome Car Finance | |
7:08 PM Nov 25
