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Viewing Single Post From: Need Advice Please
Dave m
Unregistered

Dear Team,

I hope you can give me some advice as to my situation with Yes car credit:

I bought a car from them on the credit agreement. I paid the £1000 deposit,
and 6 months of payments of £250
I couldn't keep up with the payments. They repossessed the car, without any
court order or letter. Just turned up at my door one day.

The man who came to get the car, said that I would be better off just giving
them the car back as I wouldn't have to pay anything in the future. The loan
was secured on the car - they took the car back, and so I no longer have to
pay the loan - right?

Now, I am receiving letters from the solicitors Yes car credit is using,
stating I have to pay the outstanding amount.

I don't own the car - they sent me a letter stating they sold it at auction.

Do I have to pay?
They repossessed without a court order - so they owe me money?

Thank you very much. Please could you reply to me as quickly as you can.

Thank you.
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Need Advice Please · YES CAR CREDIT FORUM