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Buzz
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Hi Dmarkey,

Welcome to saynotoyes.

The insurance that was referred to is PPI (payment protection insurance)
Most customers were wrongly told that they must take out these insurances or they couldnt have the finance.

Can you remember when in 2001 the car was repossessed?

There is a six year cut off point when the debt becomes statute barred. and ultimately cancelled

I am not sure whether this goes from the agreement date or the date of the last payment. If it is from the agreement date you are well in the clear. (2000)
I will find out for you.

It may be that the debt is now statute barred.
Will get back to you on that.

Buzz
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Need Advice Please · YES CAR CREDIT FORUM