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| Cheybies | Mar 19 2007, 04:09 PM |
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We bought a car on hp from Advantage Finance in March 2006. At the time we got the car we was private renting, we received an email from our landlady in June 2006 saying she was putting the rent up. And we decided that we didn't want to carry on renting the property. So we moved back to my husbands parents. And the only way we could go forward was to get a mortgage. In November 2006 we rang Advantage Finance asking them to come and get the car as we could no longer afford the £330 payments each month with paying for a mortgage and other things on top. Also at the time they said that 5k would be knocked off when the car had been returned to them. We offered at the time £25 a month to pay off what we owe. And they refused it. And send a letter saying they wanted £8k. Last week however we recieved a letter from Northampton Courts that Advantage is taking us to court for £14122.98 + £250 court fees. Now looking at the original agreement with them this is the figures that is on there: Car £7500 Total charge for credit £3981.92 Insurances £4720.32 We paid £500 deposit by trading in our old car. Up to the date we rung them to collect the car we had paid £1884.26 So now my question is how the hell do they get we owe them £14122.98? When they received the car back they should have taken off the insurances and the car just leaving charge for credit to pay. It's like they are trying to con us out of paying for two cars we don't have. We are disputing the claim with the court. We have asked for sums to be re-calculated and to have judgement set aside as they have refused our offer. Also when they sent out the claim form, my husband got his, but they sent mine to the old address we used when we got the car. Can anyone advise please. I been worried sick all over the weekend. |
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4:19 AM Nov 26
