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| Cheybies | Mar 20 2007, 10:50 AM |
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Ok i have written this email please let me know that it's ok.... Account no A21884 Dear Mr Charlton, We got a car on finance with yourselves March 2006. In November we rung yourselves to say that we could no longer afford the car due to a change of circumstances.And asked politely to take the car back. The lady on the phone said they would knock off £5000 for the car and would leave £8000 left to pay. My husband offered to pay £25 a month as that is all we can afford as he is main income earner in our house. The lady refused our offer. And now we see that you are taking us to court over a substantial amount of £14824.02. The car itself was £7500 Total charge for credit £3981.29 Insurances £4720.32 Total amount payable £11481.92 Up to the day the car was taken away we have paid £2384.26 which includes £500 deposit. When you had the car back £5000 should have been taken off any monies we owed. The £4720.32 for insurances should have also been deducted. As you can see from the sums it has shocked us that you are trying to claim £14824.02 + £250 court fees. The original agreement didn't even come to that amount. So why is your company trying to make us pay for two cars that we don't even have? We are disputing this with the court also. And have asked for sums to be re-calculated. We want this matter sorted out straight away and amicably. If this matter does not get sorted out we will have no choice but to report Advantage Finance to the FSA. We have tried on several occasions to offer yourselves £25 a month to pay what we really owe and it's not the £14824.02 that your company says it is. It seems your company just wants to take people like us to court to put a CCJ on us which is very unfair as we have made the offers. We look forward to your earliest response. Mr & Mrs Tribe |
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1:25 AM Nov 28