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tortle

Silver Member
Hi Kevin

The creditor is under an obligation to take reasonable steps to bring the demand to your attention and if practical personal service should take place, where this is not possible it is allowed to serve the demand either by hand postage or sending it first class.

Before they do this though they should have taqken some of the following steps.
one personal visit to either your home or place of work, if you are not there at these times they should then send you a letter telling you a time date and place when they will serve the demand on you, if you then failed to attend the appointment they could then post the demand.

When they then present a pettition to the court if the demand was not served personnaly on you and they dont have an acknoldgment that you received the demand they have to swear a Affidavit of the stepd they have taken to serve the demand if the court is then not satisfied that the creditor has discharged its duty they can refuse to issue a pettition.

Sorry about typos but that is the process rougthly :rolleyes:
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