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jenni
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to me it looks like complete b censored s! I had something like it from Lowell for a debt that in 3 months time is 6 years old and they can't chase me for anyway so I would assume its just one of those letters made to look official but aint worth the paper its written on.

Just to be on the safe side though I would take it to the CAB to check it out
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Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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