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Buzz
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Kensington have such a terrible name that most mortgage brokers will only use them as a very last resort.

They are the YCC of the mortgage world with gormless pillocks in the call centres and not even an ounce of customer service between them.

They are notorious for not allowing other companies to put a second charge against the home by way of a secured loan, etc., even when there is plenty of equity.

Just plain awkward.

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Sub-prime Lender's Profit Warning · Kensington Mortgages