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Viewing Single Post From: Help, Car Broke Down
Laura
Unregistered
I brought my car from aproved car finance on the 12/2/07, it broke down 8 days later with a faulty water pump. ACF took the car to their garage for repair 18 days later the car was returned. 2 weeks after that the car broke down again with a water pump fault. This time the finance company agreed that I could have the repair done locally at there expense, however when they done the repair they found that

a) the water pump had not been replaced

b) they had changed the head gasket

c) they had put the old cam belt back on

d) they had missed off a bolt

e) I had to front tyres nearly illegal

f) there was misting in the gearbox

g) my fog lights weren’t working

Local garage have said due to old cam belt being put back on, this car was a death trap, if the cam belt had snapped we would lose all electrics including breaks and power steering.

The finance co have said they will not cover the expense but ACF will, the car has now gone back to them for investigating.

During the first repair I had to hire cars as I work out of town at my expense. And now I am having to do this again.

Also on checking all through my papers I did not get the £1000 trade in for my old car this was reduced to 1 pence because of tax? Strangely this was after we had been persuaded to up my deposit to£1000.

The mechanical breakdown I was advised to take out only covers £300 worth of repair and the list of things it excludes is longer than what is covered.

Total cost of having my car for 2 months

Deposit 1000

Advertised Trade in 1000

HP instalment 356.22

Hire cars 552

Telephone Calls 50

---------

Total Cost 2958.22

Do we pursue legal action? Will a solicitor take this on? Or do we allow them to look at car and then fix it, possibly sending back a death trap?

Please help.
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Help, Car Broke Down · Approved Car Finance