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Bakedalasker
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www.saynotoyes.co.uk
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hello Starz, welcome to our forum.

Without looking at the HP agreement we cannot really advise. We can get your agreement checked out for you if you want though.

Are you familiar with the voluntary surrender (VT). When you reach the 50% mark of a HP agreement you are by law allowed to hand the car back. It does look like you might have passed that. Unfortunately as you defaulted you might have foresaked that.

Anyway if you send us your agreement we will have our expert have a look at it.
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