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mr mole
May 4 2007, 12:57 PM
received paperwork from them today Golds has now merged irwin Mitchell solicitors,
enclosed is a witness staement from someone i have never heard off,
they say and i quote "the claimant submits that the fixes sum credit part of the agreement is eveidence of the insurances,hovever annexed at appendix b is a true copy of the payment protection insurance evidence of coverthe gap insurance certificate and a copy of the warranty policy booklet.
the ppi was provided by the national insurance guarantee companyltd trading as NIG in respect of disabillity and involuntary unemployment,and criterion life assurance,limited in respect of life insurance benefit.The policy holder is direct auto financal services ltd, the claimant.Inthe normal course of events the insured (defendant) would contact the scheme administrator;advent administaion soulutions ltd, the sheme administrator would then send a cliam form to the customer and comletion and return and asses the claim."
"It can been seen that the defendant had the benefit of of the gap insurance from when he took delivery of the vehicle or the date of the finance agreement.it again refers to the insured electing to take the gap insurance"Long winded gobbledygook i think, this is the first time that i have seen andy insurance documentation at all, nothing has been revealed in any earlier disclosures, the copies i have received have been photocopied many times and hard to read.

regards
david

Hi there, a good brief will make mince meat out of this. As you say this is the first time you have ever seen these 'certificates' Did you know you were sold insurances on the day? were you eligible to be sold PPI? were you made aware of the costs?

As I mentioned in my previous post and to comply with FSA the following information needs to be at hand before the deal is complete;

* Policy summaries.

* Demands and Needs statement.

* Statement of price.

All require your signature on the day!

YCC are no longer authorised by the FSA, I wonder why? and I'm sure that Steve Plowman couldn't wait to get his name removed. However he is still responsible and accountable to the FSA for the time he was authorised and can still be prosecuted.

Lets get these individuals brought to justice!! nod

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Are you having problems with Yes Car Credit or a debt collection agency?
Make your complaint direct to the Office Of Fair Trading and BBC1 Watchdog below:
.

James.MacDougall@oft.gsi.gov.uk or telephone 08457 22 44 99
watchdog@bbc.co.uk or telephone - 020 8535 1000
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