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Bakedalasker
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hello Miss HCPink, welcome to our forum.


I am presumimg you want to return the car at your half way point which should be August 2007. If you return the car in August you will be liable for the remaining insurances which I think you are aware of.

If you return the car now you will also be liable for the car payments up to the half way mark. So you will need to pay another 3 months instalments.

Also I'm afraid YCC will try and charge you £80 to collect the car. By law you do not need to pay this.

We advise that all users returning the car to take pictures of it before collection. Lately YCC have tried to claim damages from a returned car.

You mentioned that you were in full time employment. Were you made redundant or ill health caused you out of employment? If so did you try claiming on your PPI?
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