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slturner

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Hi,

After hearing nothing from DAF for 15 months and them not responding to my letters i wrongly assumed they have finally stopped harassing me - until today.

I came back from my lunch break at work to find a message to call an enforcement officer back - rang her to find DAF are filing a bankruptcy order against me?? I asked on what grounds - she replied non payment of debt.

I sent my vehicle back to Yes Car Credit in Feb 05, i needed to change my vehicle to an automatic due to an accident at work, they wouldnt let me. The clutch and gearbox needed replacing in dec 04, i had not even had the vehicle 1 year at this point. i sent letters in etc - none were responded to - in the end i had to pay for the works to be carried out (so much for mechanical breakdown). I was also told when i got the vehicle that i had to take out payment protection or leave without the vehicle.

the enforcement officer says i owe £3500 but they will accept £1700 to clear the debt (not in a position to do this), i am currently in the process of buying my council house so getting a call saying a bankruptcy order was being lodged against me absolutely petrifies me. Also as far as i know bankruptcy actually forces me out of my profession of accounts, qualifications down the drain etc.

the enforecment officer has said she'll accept £75 for 3 months - at this point they will advise of settlement figure and this must be paid up at that point.

Any advice that anyone can give me would be greatly appreciated.

Sharon
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Help And/or Advice Required · YES CAR CREDIT FORUM