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Tavmania

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First Response have terminated my agreement when I was less than one payment behind £125 arrears and payment is £165. Is this allowed.

I have had threatning letters stating they will reposess the car, I have informed them if they wish to do this they will require a court order as well over one third is paid.

They have kept ringing me at work when I have asked them not to. I have quoted the Admin of justice act and they say they are unaware of it.

My car has cost me £650 in repairs this year and has a rust issue. It is only 5 years old.

Can anyone help me understand if they are in the wrong esspecially with the termination.

P.S. they did send a default notice before hand but was unable to pay
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