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jenni
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do you still have a copy of your agreement from YCC? on this it should tell you how much the insurances were in total. Then all you need to do is work out what you have paid and then what is left to pay. I would then make them an offer of payment you can reasonably afford. They may even offer you a deal but make sure anything they say to you is clarified in writing. Also get them to right to you giving you a complete breakdown of how this £3700 is made up
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Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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Help And/or Advice Required · YES CAR CREDIT FORUM