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| Perhay | Jun 5 2007, 07:05 PM |
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Hi - I cannot remember the name of the original debt collection agency but the car was collected by a company called DLC. I did not know my rights etc then so was very much intimidated and felt there was no option but to hand the car over. I had a written agreement with YCC to have my payments reduced which I was paying but they handed me over anyway, still do not know why, the agency said it was because I was in arrears, I explained I had a letter agreeing payments but they said it was not relevant. Some of the repayment is for insurance and also included is a charge of £235 for collection of the car which I know does not have to be paid. I have loads of letters I have sent Go Debt as this contacted me in February 2005, also loads of letters from Go Debt changing the amounts they want me to repay, I think I have 4 different amounts. My arguement is that have paid over £7000 which only leaves a balance of about £1500 which is well over the 2/3 repayment clause. I do not understand why they need a letter, I think it is just a scare tactic as usually, they are extremely good at intimidating people my first experience with them was horrific I ended up in tears. I just want to know why I should send them a letter, seems a bit strange? |
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| Ycc & Go Debt · Debt Collection Agencies Forum | |
3:11 AM Nov 25
