cooinda

Jun 5 2007, 02:37 PM

Joybringer

Jun 1 2007, 04:32 PM

Hi. Thanks for the replies, peeps.

I should make it clear that I've only just heard from them, and intend to follow up on your advice, and talk to the CAB, but I haven't been threatened with bankruptcy. Yet! I wanted to know if they are amenable to discuss monthly payments, whatever amount I am liable for. If so, what's the best way to go about it?

I've just received the CSA and a few other bits from them, but that's all, so far.

My disposable income is very low, due to divorce and other debts etc., so I'm looking at offereing a very small repayment figure - probably less than £50 a month, probably nearer £10!!!

Before I start panicking, I wondered if anyone has similar circumstances and experience of making offers etc. I can provide them with Income and Expenditure / Budget statements etc.

I'll make enquires with CAB and National Debtline on Monday, and keep you posted.

Thanks again

Jb

Hi this is my first post.
I have dealt with Go debt, after I returned my car to YCC showroom due to ill health, i was told that they would sell it for the outstaing amount which was about £2200.
I later received a letter fro DAF saying I now owed £4600.I was quite ill around this time and having chemotherapy so I decided to just ignote DAF, (its worth telling you that DAF were fully aware of my condition and the reason for returning the cars WITH YCC permission).

6 months ago I had a letter fom GOdebt. By now Iam completely fed up with all this so I rang Godebt and spoke to a lady who did give me her name, when I explained all the above and that I had no income due to my illness (I get just my pension, I am 68) she said what could I afford each month, I answered £1, she asked if I would be able to manage £2. no I said I cannot, OK she said I will have to put it to the Directors, I said put it to who you like, thats my offer or we go to court and I will instigate the proceedings.
Two days later I had a letter agreeing my offer, to be reviewed in 6 months, I have just renewed it at £1 again.

I hope this helps and encourages you all.

Cooinda