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| Go Debt Limited & Edwards Geldards Solicitors; Post all issues regarding Godebt here. | |
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| Topic Started: May 23 2005, 11:04 AM (6,758 Views) | |
| jaycee | Oct 5 2005, 07:13 PM Post #241 |
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| jaycee | Oct 5 2005, 07:26 PM Post #242 |
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| jaycee | Oct 5 2005, 07:34 PM Post #243 |
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| jaycee | Oct 5 2005, 07:54 PM Post #244 |
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[post edited as per request by jaycee] |
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| Buzz | Oct 5 2005, 11:08 PM Post #245 |
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I'm not sure if I have got this right. Have just got in from work and trying to catch up with posts. Are you being asked for £10 for proof that you owe a debt, or paperwork associated with it? . If so, tell them that any proof of debt has to be sent FREE OF CHARGE. The only thing they can charge you for is the SARN (Subject Access Rights Notice) which is a copy of all info held about you at the particular company, under the Data Protection Act (DPA) . The standard charge for this is £10 and has to be given within 40 days. Sounds like they are trying it on, or mixing up the two  Please pm me if you would rather. Buzz wink |
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| Guy | Oct 31 2005, 12:06 PM Post #246 |
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I work for Citizens Advice Specialist Support Debt Team and have had a lot of dealings with Yes, Direct Auto Finance, Go Debt, Edwards Geldard and Hollis Briggs (part of EG), in particluar in respect of their attempts to make people bankrupt. We have put together an argument that relates to the PPI included on their agreements which is stated to be optional on the documentation. Many borrowers state that the PPI is not optional but in fact complusory. For example, some peolpe state that they were told that if they didn't take out the PPI they wouldn't get the credit and others state that all the insurance figures were completed before they were presented the agreements to sign. If the PPI is in fact complusory rather than optional as stated in the agreement, the argument is that this makes the agreement completely unenforceable under the Consumer Credit Act 1974. This hasn't yet been tested in court but as a result of putting this forward as grounds to have statutory demands set aside or bankruptcy petitions dismissed, a number of statutory demands and petitions have been withdrawn. We are waiting to see if the debts will be pursued after this has happened. If anyone has a problem with Yes and threats of bankruptcy, call in at your local CAB and ask them to call specialist support (debt) (NB this service is not available to members of the public) |
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| William Rhodes | Oct 31 2005, 05:24 PM Post #247 |
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Guy I have read your posting. I would be grateful if you would send me an e mail giving me your contact details. Thanks William Rhodes Joint Managing Director Go Debt Limited Dumfries House Dumfries Place Cardiff CF10 3ZF E Mail william.rhodes@hollisbriggs.com Direct Dial 02920 391864 Fax 02920 340753 |
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| halfy | Nov 3 2005, 09:45 AM Post #248 |
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Mr Rhodes i`ve tried ringing u with regard to my debt and had no reply (3/11/05) i need to speak urgently about this and a member of your staff who basically abused me on the phone. Thanks |
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| Bakedalasker | Nov 3 2005, 10:12 AM Post #249 |
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Dave, Have you approached the CAB? They should act on your behalf with regards to paying the debt. At least go and see them first. |
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| richard1 | Nov 3 2005, 10:25 AM Post #250 |
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Halfy. Are you able to go into any further details regarding your allagations of abuse given to on the telephone by GoDebt staff. |
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| halfy | Nov 3 2005, 11:24 AM Post #251 |
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yea on sunday i was shouted at by a memeber of staff who kept implying i was lying and today i was told i was being silly by mr PAUL EVANS who also took great pains to make me aware he was an expert and that what he was saying is right cos its his job . Mr Rhodes please contact me by end of today |
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| halfy | Nov 3 2005, 11:27 AM Post #252 |
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oh and i meant to add that i was being silly because i offered to pay a 6107.30 debt with £150 a month ,the original payment was £210 for a 10 grand debt |
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| Bakedalasker | Nov 3 2005, 11:28 AM Post #253 |
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Mention the OFt. That gets his attention. |
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| halfy | Nov 3 2005, 11:30 AM Post #254 |
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my local CAB was shut today not enough staff ? so i`ill leave till monday |
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| halfy | Nov 3 2005, 11:32 AM Post #255 |
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already emailed them & trading standards about yes, i`ll have to about go by looks of it now . |
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| john | Nov 3 2005, 11:35 AM Post #256 |
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I cannot understand why they wouldn't accept that amount. If you could afford the £210 per month (as per the YCC agreement) chances are that you wouldn't have this debt in the first place. John |
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| halfy | Nov 3 2005, 11:38 AM Post #257 |
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they want all sorts of info payslips etc...... which i don`t have going back 3 months . I work down to cardiff regularly i`ve a good mind to go in and see these people in person and see then if they`re so arrogant . I`m also going to see a solicitor regarding their behaviour |
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| Bakedalasker | Nov 3 2005, 12:40 PM Post #258 |
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When you go to the CAB Monday ask them to call their support specialists. Refer them to YCC because these guys are questioning the agreement terms and they are finding flaws in it. I've had a look at another agencies report regarding the agreement and they have found a few flawses to the extent that any statutory demand could be easily set aside. That is it makes the agreement unenforcable. I'm no expert in this but it is really worth going down this line and seeking their expert advice. The above agency have requested witness statements from us so get your one over to admin@saynotoyes.co.uk. It will then be passed onto the agency. Good luck Monday and let us know what happens. |
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| William Rhodes | Nov 3 2005, 05:11 PM Post #259 |
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Halfy Sorry I have been out of the office all week - but I am in tomorrow from about 10.30am Please call me then if you can. William Rhodes |
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| halfy | Nov 3 2005, 05:13 PM Post #260 |
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mr rhodes thanks for replying i`ll try i`m in work tomorrow until monday.But i`ll definitley ring then otherwise thanks |
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