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| Debt Collection Guidance; Office Of Fair Trading | |
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| Topic Started: Oct 13 2005, 11:51 AM (662 Views) | |
| admin | Oct 13 2005, 11:51 AM Post #1 |
Saynotoyes.co.uk The UK's No1 Customer support forum
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http://www.oft.gov.uk/NR/rdonlyres/50F0652...50/0/oft664.pdf |
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Mis sold optional insurance's by Yes Car Credit? Contact your local Citizens Advice today for advice ****************************************** Advice & opinions of the 'saynotoyes' team are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts. ****************************************** 
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| whistleblower | Oct 13 2005, 11:55 AM Post #2 |
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A detailed document issued by the Office Of Fair Trading posted above by Admin. Are GoDebt in breach of these standards. |
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<a href="http://www.dpbolvw.net/click-2359542-10365649" target="_top"> <img src="http://www.awltovhc.com/image-2359542-10365649" width="120" height="60" alt="" border="0"/></a> Applying for car finance? <a href="http://www.kqzyfj.com/click-2359542-10366647" target="_blank" onmouseover="window.status='http://www.creditexpert.co.uk';return true;" onmouseout="window.status=' ';return true;">View your Experian credit report online for FREE</a> and see what lenders will see <img src="http://www.tqlkg.com/image-2359542-10366647" width="1" height="1" border="0"/>  <FONT COLOR=RED>Vanquis credit card is owned by provident Financial.Typical 39.9% APR variable Say No! </FONT> Are you having problems with Yes Car Credit or a debt collection agency? Make your complaint direct to the Office Of Fair Trading and BBC1 Watchdog below:. James.MacDougall@oft.gsi.gov.uk or telephone 08457 22 44 99 watchdog@bbc.co.uk or telephone - 020 8535 1000 ****************************************** Advice & opinions of the 'saynotoyes' team are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts ******************************************
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| Bakedalasker | Oct 13 2005, 03:11 PM Post #3 |
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Going on the testimonies I think we all know the answer to that. My question is do GoDebts agents think it? Are they aware of the standards themselves? |
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| William Rhodes | Oct 14 2005, 10:30 PM Post #4 |
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Bakedalasker Such as the recent testimony regarding our call with Whisperwolf? William Rhodes |
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| Bakedalasker | Oct 16 2005, 04:45 PM Post #5 |
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That one and many others. |
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| William Rhodes | Oct 16 2005, 05:08 PM Post #6 |
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Bakedalasker I'd be grateful if you could answer me a simple question - with a Yes or a No. As Whisperwolf recorded his entire conversation with my staff member - do you think the conversation was as he said (or close to what he said) in his posting? I'd be grateful for your view. Regards William Rhodes |
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| William Rhodes | Oct 16 2005, 05:15 PM Post #7 |
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Bakedalasker Do you think the role of the Forum Moderating Team is to try (as best they can) to ensure accuracy, fairness and balence in the postings? Regards William Rhodes |
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| Bakedalasker | Oct 16 2005, 05:26 PM Post #8 |
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William, This is now between GoDebt and Whisperwolf. I will not get drawn into it. |
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| whistleblower | Oct 16 2005, 05:57 PM Post #9 |
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I don't believe that anyone else but Wisperwolf is able to answer this question "With a simple Yes Or No" Surly this will encourage speculation and as you have stated in another post you expect the moderating team to be accurate, fair and balanced in their postings. To invite anyone one to answer your question apart from Wisperwolf will not bring you an accurate response. |
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<a href="http://www.dpbolvw.net/click-2359542-10365649" target="_top"> <img src="http://www.awltovhc.com/image-2359542-10365649" width="120" height="60" alt="" border="0"/></a> Applying for car finance? <a href="http://www.kqzyfj.com/click-2359542-10366647" target="_blank" onmouseover="window.status='http://www.creditexpert.co.uk';return true;" onmouseout="window.status=' ';return true;">View your Experian credit report online for FREE</a> and see what lenders will see <img src="http://www.tqlkg.com/image-2359542-10366647" width="1" height="1" border="0"/> <FONT COLOR=RED>Vanquis credit card is owned by provident Financial.Typical 39.9% APR variable Say No! </FONT> Are you having problems with Yes Car Credit or a debt collection agency? Make your complaint direct to the Office Of Fair Trading and BBC1 Watchdog below:. James.MacDougall@oft.gsi.gov.uk or telephone 08457 22 44 99 watchdog@bbc.co.uk or telephone - 020 8535 1000 ****************************************** Advice & opinions of the 'saynotoyes' team are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts ******************************************
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| max1967 | Oct 16 2005, 06:50 PM Post #10 |
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well said whistleblower and bakedalaska I think Mr rhodes is spending to much time thinking about this , if his staff are fully trained and truthfull he should have nothing to worry about , as the staff are ruled under the guidlines of what there trained to do and say, he should feel at ease , and if whisperwolf has what he stated as in the conversation on tape then good lad he will do what he needs to do , end of story as the truth will come to ahead one way or another . as its not for anyone to voice an opinion on this as in whats true and not , thats what i think anyway |
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| Bakedalasker | Oct 18 2005, 04:28 PM Post #11 |
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If I was psychic then I would only allow people to post the truth. But I'm not that so I cannot do it. As a moderator of this site my aims are to detect unwanted behaviour such as threats towards any user, bad language etc. As far as judging a post for its correctness then as far as I'm concerned all users have equal rights in believing what is said or not. |
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| admin | Oct 18 2005, 05:23 PM Post #12 |
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Saynotoyes.co.uk The UK's No1 Customer support forum
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I would strongly recommend you get your own house in order before making any comments on how this forum is run. |
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Mis sold optional insurance's by Yes Car Credit? Contact your local Citizens Advice today for advice ****************************************** Advice & opinions of the 'saynotoyes' team are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts. ******************************************
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| William Rhodes | Oct 19 2005, 05:17 PM Post #13 |
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Admin Interesting posts. I make no comment about how ths site is run or have given any view. Bakedalasker is a Moderator and has expressed support for Whisperwolf in his postings which seems strange when he then will not then be drawn on the subject of whether he feels Whisperwolf's posts are accurate. Surely when people read the posts they can make thier own mind up. I have expressed doubt over the accuracy of the post by Whisperwolf (I have good reason) - however because I expressed my view about Whisperwolf's position it does not mean that I am calling into question other people that have posted. I have never posted a note expressing doubt over any other member's contribution. We should all have an open mind until we know all (or the majority of) the facts about a particular position. I guess what frustrates me about the Whisperwolf situation is the "blind" acceptance that a certian set of circumstances are true - when it agrees with a moderator's view of an organisation. It just so happens in this instance I was lucky enough to be able to identify the Collector(s) and the person who made the call to us - literally within 30 minutes of the call being handled. I would have been very happy for you to review the "tape" of the call made and report to us all - I think you would have been fair and accurate in your reporting. Sadly I suspect we will hear no more. William Rhodes |
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| whistleblower | Oct 19 2005, 05:23 PM Post #14 |
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On this occasion I would suggest that Wisperwolf backs his claims up. |
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<a href="http://www.dpbolvw.net/click-2359542-10365649" target="_top"> <img src="http://www.awltovhc.com/image-2359542-10365649" width="120" height="60" alt="" border="0"/></a> Applying for car finance? <a href="http://www.kqzyfj.com/click-2359542-10366647" target="_blank" onmouseover="window.status='http://www.creditexpert.co.uk';return true;" onmouseout="window.status=' ';return true;">View your Experian credit report online for FREE</a> and see what lenders will see <img src="http://www.tqlkg.com/image-2359542-10366647" width="1" height="1" border="0"/> <FONT COLOR=RED>Vanquis credit card is owned by provident Financial.Typical 39.9% APR variable Say No! </FONT> Are you having problems with Yes Car Credit or a debt collection agency? Make your complaint direct to the Office Of Fair Trading and BBC1 Watchdog below:. James.MacDougall@oft.gsi.gov.uk or telephone 08457 22 44 99 watchdog@bbc.co.uk or telephone - 020 8535 1000 ****************************************** Advice & opinions of the 'saynotoyes' team are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts ******************************************
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| Buzz | Oct 19 2005, 11:09 PM Post #15 |
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Yes I agree. Even if he wont send a copy to William Rhodes, I think he should definitely send a copy to you, Whistle . His reluctance to do so does cast a certain doubt on his claims> Buzz wink |
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| Bakedalasker | Oct 20 2005, 03:50 AM Post #16 |
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It certainly would answer the "Yes or No" question. At present only Whisperwolf can answer that. I cannot see Whisperwolf handing the tape over in the near future. We will have to wait to see if he does that in the long run. |
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| runninggoose | Oct 21 2005, 08:48 AM Post #17 |
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we should not just judge go debt on what whisperwolf claimes to have happened or not happened, WE SHOULD JUDGE GODEBT LIKE ANY OTHER COMPANY. WE LISTEN TO WHAT EXPERIENCES OTHER PEOPLE HAVE GONE THROUGH. AND COMPARE THEM TO OUR OWN. SURELY WERE NOT ALL TELLING PORKIES. THE MAIN PERCENTAGE OF PEOPLE WHO HAVE BEEN CONTACTED BY GODEBT ON THIS SITE AND OTHER SITES TOO -ALL SAY THE SAME THING. THEY FELT IMTIMIDATED AND THREATENED. AND WE ALL KNOW IF YOU HAVE HAD THE Unfortunate CHANCE OF SPEAKING ON THE PHONE JUST HOW WE GET SPOKEN TOO. WE DONT NEED TO RELY ON A RECORDING TO SEE THAT GODEBT BREAK GUIDELINES PUT IN PLACE TO PROTECT PEOPLE LIKE US. IF THEY THOUGHT THEY HAD NOT BROKEN ANY GUIDELINES OR WONT IN THE FUTURE WHY IS THE MD ON HERE. WHO EVER HEARD OF A CARING DEBT COLLECTION AGENCY. IT DOES NOT MATTER WHAT WE SAY- LARGE COMPANIES NEVER ADMIT THEIR MISTAKES AS THEY HAVE TOO MUCH TO LOSE. JUST KEEP REPORTING THE FACTS TO THE PEOPLE THAT COUNT. AS THEY HAVE WAYS OF CHECKING IF THE TRUTH IS BEING TOLD. NO POINT IN GUIDELINES IF THEY CANT BE POLICED.(THEY ARE INDEED POLICED) IT ONLY TAKES A CHECK UP FOR THEM TO BE PROVED IN BREACH OF THE LAW . DEBT COLLECTION AGENCYS COME AND GO . |
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| john | Oct 21 2005, 09:03 AM Post #18 |
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I have spoken to 2 people at Go Debt have not found them to be intimidating or threatening, only the letters which are probably automated from the computer system. My position is such that I'm disputing the 'debt' and maybe their attitude will change over time but at the moment everything seems to be to ok. I just thought I'd post here to offer my expereiences with dealing with this company. John |
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| runninggoose | Oct 21 2005, 09:13 AM Post #19 |
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HENCE WHY I SAY MAIN PERCENTAGE NOT ALL. EVEN GODEBT CANT BREAK RULES ALL THE TIME. upt |
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| William Rhodes | Oct 21 2005, 09:13 AM Post #20 |
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Runninggoose I have read your mail. The problem is when there is a big difference between what is reported to have happened on the site and what actually has happened. I think you know what I am getting at. Of course some people give a straight account of thier dealings. Some others however don't. In fact there are a (small) number of incidents where those that post have neglected to mention how abusive they have been to my staff - and I don't mean mild aggressive banter. So please bear in mind that some people are honest and give a true account and some people do not. Sometimes those that say they have been poorly treated by my company are trying to hide thier own unacceptable behaviour. In contrast many of those that I have spoken to have been genuine people who are not trying to make gain. William Rhodes |
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10:11 AM Nov 23
