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| Direct Legal And Collections; Ending my agreement | |
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| Topic Started: Jan 5 2006, 11:03 PM (160 Views) | |
| carls | Jan 5 2006, 11:03 PM Post #1 |
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Hello, could you please offer me any advice if possible. I contacted yes car a few months ago, because I wanted to end my agreement after 2 years of a 4 year agreement. After exchanging letters and phone calls they told me to take the car back to the nearest yes dealer (Nottingham). I arrived there with the car in the same condition as I got it, and ready to pay the £478.41p balance off the car. They told me that they had contacted direct auto finance, and that my balance was £858.30, which was 2 months car payments and 2 years 2 months non cancellable insurance. After a bit of confusion I was told to go home and ring direct auto finance myself. when I rang I was told £858.30, I told them I just wanted to pay off the car and sort the insurance side of it separately as it says in section 3 of credit agreement. They told me they would get back to me with a new balance. (they haven’t ever been bothered to contact me). Now I know why, because they have sold my debt which I never refused to pay to a company called direct legal and collections who are now demanding £858.30p. I think this is disgraceful as I never missed a single payment in nearly 2 years. Thank you |
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| cantona1973 | Jan 22 2006, 10:18 AM Post #2 |
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Carl, Really sorry to hear about you're horrible predicament. It seems that the despicable people at Yes were a real bunch of nasty men and women. My advice would be to rip up any letters that come through you're letterbox and if anyone calls round ur house let the dog and/or go outside and stove their heads in. Only joking. |
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| cantona1973 | Jan 22 2006, 10:19 AM Post #3 |
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By the way Carl is my brother and we as a family are very upset!! |
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| whistleblower | Jan 22 2006, 06:28 PM Post #4 |
www.saynotoyes.co.uk
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I would be advising him to conatct his local Citizens Advice smile |
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<a href="http://www.dpbolvw.net/click-2359542-10365649" target="_top"> <img src="http://www.awltovhc.com/image-2359542-10365649" width="120" height="60" alt="" border="0"/></a> Applying for car finance? <a href="http://www.kqzyfj.com/click-2359542-10366647" target="_blank" onmouseover="window.status='http://www.creditexpert.co.uk';return true;" onmouseout="window.status=' ';return true;">View your Experian credit report online for FREE</a> and see what lenders will see <img src="http://www.tqlkg.com/image-2359542-10366647" width="1" height="1" border="0"/>  <FONT COLOR=RED>Vanquis credit card is owned by provident Financial.Typical 39.9% APR variable Say No! </FONT> Are you having problems with Yes Car Credit or a debt collection agency? Make your complaint direct to the Office Of Fair Trading and BBC1 Watchdog below:. James.MacDougall@oft.gsi.gov.uk or telephone 08457 22 44 99 watchdog@bbc.co.uk or telephone - 020 8535 1000 ****************************************** Advice & opinions of the 'saynotoyes' team are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts ****************************************** 
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4:50 PM Nov 28
