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Welcome Car Finance; RIP OFF!!
Topic Started: Jun 14 2006, 08:28 PM (201 Views)
Andyrude

Members
Hi all, I got my car from welcome car finance after screwing my credit rating when i was 18, I am now 21 with a daughter and needed the car as my old car broke down, and the £1000 trade in seemed to good to be true for it.

so i went to there branch and got a new car and gave them my old car, great i thought until i looked over the numbers

£17000 for a £3000 car....!!

So i try and cancel the PPI which was £5000 within the month - this took over 100 phone calls and me visiting the branch over a 6 month period! All the staff knew me by voice alone and i knew them by there voice aswell...bit to personel for all the wrong reasons.

I really don't want the car anymore - It was faulty when i got it and its just to expensive for my needs.

I rang them today to say they can have it back as they have still not cancelled the PPI - Guess what....Its now cancelled and i can go into see them to sign the paperwork

Should i do this and then cancel the car or cancel now as they have breached the contract by not cancelling the ppi?

I want out of the contract and car and don't care about the money i have paid then or my credit rating - i don't own my home and don't plan to for some years yet.

any advice?
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whistleblower
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www.saynotoyes.co.uk
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Welcome to saynotoyes smile

Contact Moor Advice 0161 442 0444 they will advise you on a no win no fee basis, they will assist Welcome Car Finance customers as well as YCC.

Good luck and keep in touch wink
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Applying for car finance? <a href="http://www.kqzyfj.com/click-2359542-10366647" target="_blank" onmouseover="window.status='http://www.creditexpert.co.uk';return true;" onmouseout="window.status=' ';return true;">View your Experian credit report online for FREE</a> and see what lenders will see
<img src="http://www.tqlkg.com/image-2359542-10366647" width="1" height="1" border="0"/>

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<FONT COLOR=RED>Vanquis credit card is owned by provident Financial.Typical 39.9% APR variable Say No! </FONT>

Are you having problems with Yes Car Credit or a debt collection agency?
Make your complaint direct to the Office Of Fair Trading and BBC1 Watchdog below:
.

James.MacDougall@oft.gsi.gov.uk or telephone 08457 22 44 99
watchdog@bbc.co.uk or telephone - 020 8535 1000
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Advice & opinions of the 'saynotoyes' team are offered informally, without prejudice & without liability.
Use your own judgment. Seek advice of a qualified insured professional if you have any doubts
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