Insured Against My Will?

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Insured Against My Will?; What to do now
Topic Started: Oct 13 2006, 11:40 AM (250 Views)
bombjack	Oct 13 2006, 11:40 AM Post #1
Posts: 1 Group: Members Member #648 Joined: October 13, 2006	Hi there fellow sufferers, just found this site and what an opener! I purchased my honda accord from Yes in 2004, was told like others that the insurance was part of the deal and it had to be taken out with the car as my credit rating was so low they couldnt go ahead unless I took out the insurance to cover me, they sure know how to make one feel loved. Anyway, I was and still am self employed, I had no idea at the time these insurances were an option rather than a must have. Ive contacted Direct auto finance and they have told me to put in writing if i feel I have been miss sold the PPI . What i need to know now is, a) is it worth writing to them or am I weeing in the wind b) at the time I made my purchase were these insurances optional or did this come in afterwards, also are all the insurances they gave standard or were any changes made in the wording etc. c) in what way will the "self employed" element be of use to me, they have stated on the phone that i would still be covered for sickness even though self employed?? d) anything else I can submit to them would be of great help Thanks, best wishes, bombjack



Bakedalasker	Oct 13 2006, 12:25 PM Post #2
www.saynotoyes.co.uk Posts: 2,351 Group: Members Member #30 Joined: May 29, 2005	Bombjack, welcome to our forum. Basically you have a strong case to say you were missold insurances. Being self employed makes your PPI useless. They should have not sold it you and they know it. The insurances were optional, its written on the contract. You did not have to take them out. If it makes you feel any better you have joined a very big club. My advice to you is this: - Write to Steve Plowman at DAF, Horsham. Inform him that you believe you were missold PPI as you were self employed. Ask for all your money back. This site will be very interested to see what he has to say. As far as weeing in the wind, when it comes to Steve Plowman thats exactly what you will be doing but with the wind blowing strong into your face. Horrible. Still you never know, miracles do happen. Finishing on a serious note you do need to write though. If you get a favourable reply , great, if not let us know. thums



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