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| Friday 12.1.07 At 8pm Tonight With Trevor Mcdonald | |
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| Topic Started: Jan 11 2007, 07:04 PM (799 Views) | |
| whistleblower | Jan 11 2007, 07:04 PM Post #1 |
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On Friday 12.1.07 at 8pm Tonight with Trevor McDonald are doing an article on payment protection insurance (PPI). There is currently an Office of Fair Trading investigation into this issue, looking at whether the insurance is actually useful to clients or not. Stephensons Legal Services our legal partners here at Saynotoyes are to feature in the programme. Stephensons act for over a hundred clients with problems with payment protection - some have been forced to take it out, which can mean the loan can be written off. Others have been sold a policy that is worthless to them. Some loan agreements can be completely written off. If an agreement fails to comply with the Consumer Credit Act, the lender may not be able to enforce it at all. It may also be possible to recover all payments made under the agreement, and still keep any goods that the agreement financed. However, on 1st April 2007 the law is changing. Any agreement signed after that date will not be written off in the same way. Lenders are known to ask people to sign new agreements to benefit from changes in the law. Before you sign, you should have your existing agreement checked out if it is regulated by the Consumer Credit Act -the total payable under the agreement is for more than £5000 OR the agreement is secured on your property your lender is asking you to sign a new agreement Stephensons offer a free service to check these agreements. Contract our Instruction Taking Unit on 01942 777777 quoting ref "Stop don't sign" to get your free check. |
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<a href="http://www.dpbolvw.net/click-2359542-10365649" target="_top"> <img src="http://www.awltovhc.com/image-2359542-10365649" width="120" height="60" alt="" border="0"/></a> Applying for car finance? <a href="http://www.kqzyfj.com/click-2359542-10366647" target="_blank" onmouseover="window.status='http://www.creditexpert.co.uk';return true;" onmouseout="window.status=' ';return true;">View your Experian credit report online for FREE</a> and see what lenders will see <img src="http://www.tqlkg.com/image-2359542-10366647" width="1" height="1" border="0"/> ![]() <FONT COLOR=RED>Vanquis credit card is owned by provident Financial.Typical 39.9% APR variable Say No! </FONT> Are you having problems with Yes Car Credit or a debt collection agency? Make your complaint direct to the Office Of Fair Trading and BBC1 Watchdog below:. James.MacDougall@oft.gsi.gov.uk or telephone 08457 22 44 99 watchdog@bbc.co.uk or telephone - 020 8535 1000 ****************************************** Advice & opinions of the 'saynotoyes' team are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts ******************************************
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| whistleblower | Jan 12 2007, 05:36 PM Post #2 |
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If you're one of the millions in the UK with a loan, it's possible you're paying a serious amount of money for an extra product you don't even know you have. ITV1 |
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<a href="http://www.dpbolvw.net/click-2359542-10365649" target="_top"> <img src="http://www.awltovhc.com/image-2359542-10365649" width="120" height="60" alt="" border="0"/></a> Applying for car finance? <a href="http://www.kqzyfj.com/click-2359542-10366647" target="_blank" onmouseover="window.status='http://www.creditexpert.co.uk';return true;" onmouseout="window.status=' ';return true;">View your Experian credit report online for FREE</a> and see what lenders will see <img src="http://www.tqlkg.com/image-2359542-10366647" width="1" height="1" border="0"/> ![]() <FONT COLOR=RED>Vanquis credit card is owned by provident Financial.Typical 39.9% APR variable Say No! </FONT> Are you having problems with Yes Car Credit or a debt collection agency? Make your complaint direct to the Office Of Fair Trading and BBC1 Watchdog below:. James.MacDougall@oft.gsi.gov.uk or telephone 08457 22 44 99 watchdog@bbc.co.uk or telephone - 020 8535 1000 ****************************************** Advice & opinions of the 'saynotoyes' team are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts ******************************************
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7:56 PM Nov 27