Yes Car Credit Insurance

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Yes Car Credit Insurance; WHAT SHOULD WE DO
Topic Started: May 17 2007, 05:40 PM (97 Views)
focus27	May 17 2007, 05:40 PM Post #1
Posts: 2 Group: Members Member #1,267 Joined: May 17, 2007	Please help!!! Myself and my husband bought a car from yes car credit approximatley 5 years ago. We handed the car back after about 2 1/2 years possibly 3 and did not have to pay any money back as we had paid the required amount. However months later we receive letters and constant hassle (still ongoing) about this insurance we took out and owe approx Ł1000. Like many others we did not want to take out the insurance when we bought the car, but were told the interest would go up if we declined and we would not be able to get the finance for that amount. However a company caled Go Debt have hassled us no end, threatening and intimidating phone calls at work, speaking to colleagues home visits by agents and more recently we received papers served on us hand delivered for a bankruptcy petition from the solicitors Hollis and Briggs. We have other debts and are currently in a debt management plan and have made an offer to pay off the debt. But i ask myself why should we and could somebody help with what action should we take. Thanks



Bakedalasker	May 17 2007, 06:13 PM Post #2
www.saynotoyes.co.uk Posts: 2,351 Group: Members Member #30 Joined: May 29, 2005	Focus27, welcome to our forum. First thing I would like you to do is read this link: - http://z11.invisionfree.com/saynotoyes/ind...?showtopic=2797 Ok...Now you need to act fast. There are 2 things you can do: - 1. Make an appointment with your local CAB. Ask to speak to their specialist advisors regarding YCC. As mentioned all over this forun there are a number of legal arguments against the YCc contract. These guys will be able to tell you if you have a case or not. 2. Call our partners Stephensons solicitors. They work very closely with the CAB and are in the process of bringing a group action against YCC. They are well aware of Godebt and their tactics. Chances are the contract you had with them was improperly executed. Godebt know all this but hope you dont. Those of our users who have seek legal advice against Godebt have well basically won against them. Those who have tried to take them on their own have lost. Let us know what you do.



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