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| Welcome Finance | |
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| Topic Started: May 21 2007, 02:20 PM (119 Views) | |
| feags | May 21 2007, 02:20 PM Post #1 |
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Hi all, This is my first post here... I'm not used to this type of thing but here goes. A quick question before i go on a tangent about welcome finance. My original HP agreement with ACF/WCF I was told it was compulsery to take out all the different types of insurances to drive of the forecourt with my new car. Not happy about this i reluctantly signes the agreement. 10 months later i spoke to welcome finance to ask if their was any way i could reduce my monthly payment. I was told to come into the local office and sign to say they would remove the different insurances from my agreement. Which i did! As it stands now it has come to my attention that they actually re-financed my finance! (if that makes sense) They lent me more money to pay off the original agreement. (This agreement says it is a modified agreement, and does not mention a car on it) The original agreement was signed by both myself and my partner. The second was just signed by myself. Heres the question... Are welcome allowed to re-finance my finance when they told me they were just going to reduce my payments. Also can this be done without my partners signature as she has not agreed to this? Thanks in advance Please help! |
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| spud | May 21 2007, 03:18 PM Post #2 |
 
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Hi Feags Is the second agreement also in your partners name even if she hasnt signed it? |
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<a href="http://www.dpbolvw.net/click-2359542-10365649" target="_top"> <img src="http://www.awltovhc.com/image-2359542-10365649" width="120" height="60" alt="" border="0"/></a> Applying for car finance? <a href="http://www.kqzyfj.com/click-2359542-10366647" target="_blank" onmouseover="window.status='http://www.creditexpert.co.uk';return true;" onmouseout="window.status=' ';return true;">View your Experian credit report online for FREE</a> and see what lenders will see <img src="http://www.tqlkg.com/image-2359542-10366647" width="1" height="1" border="0"/> ****************************************** Advice & opinions of the 'saynotoyes' team are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts. ****************************************** 
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| feags | May 21 2007, 03:28 PM Post #3 |
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Hi Spud, They continue to send correspondance to both of us and also contact both of us also! |
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| spud | May 22 2007, 10:20 AM Post #4 |
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do you have a copy of the new agreement you signed and is your partners name at the top of the contract with yours? |
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<a href="http://www.dpbolvw.net/click-2359542-10365649" target="_top"> <img src="http://www.awltovhc.com/image-2359542-10365649" width="120" height="60" alt="" border="0"/></a> Applying for car finance? <a href="http://www.kqzyfj.com/click-2359542-10366647" target="_blank" onmouseover="window.status='http://www.creditexpert.co.uk';return true;" onmouseout="window.status=' ';return true;">View your Experian credit report online for FREE</a> and see what lenders will see <img src="http://www.tqlkg.com/image-2359542-10366647" width="1" height="1" border="0"/> ****************************************** Advice & opinions of the 'saynotoyes' team are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts. ******************************************
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| Guest | May 22 2007, 11:38 AM Post #5 |
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Unregistered
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hello, No none of our names are on the agreement only my signature... Apparently the agreement number on the second is attached to the first agreement. So does this mean that the first agreement still stands in the way that it is both of our agreement? |
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| feags | May 22 2007, 11:54 AM Post #6 |
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Sorry didn't sign in before... That is my post above! |
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9:58 PM Nov 26
