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| Marlin - Yes Car Credit | |
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| Topic Started: May 25 2007, 12:26 PM (156 Views) | |
| Richard | May 25 2007, 12:26 PM Post #1 |
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Unregistered
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I have received a letter this morning, from yet another debt collection agency. i got a car in feb 2003 i had just gotdivorced,ihad no where to live so i moved to america with my mother. i rang ycc in luton explained the situation, they said take the car back i might have to pay a fee of 200 pounds but that would be that. i stayed in america for roughly 4 mths, last year i got a letter off a company called bdr . they claimed i owed ycc £6301.55 i rang them told them exactly what im telling you, they still said i gotta pay . i contacted a solicitor they told me too write to companies house under the harrassment act. i rang bdr back told them this and they backed off. then today i get this letter off another company called marlin, now there threatening a charging order against my house. as i only had the car three months and paid £1200 for it and gave it back in better condition i think this stinks. as ive now got a mortgage with my girlfriend i dont know what to do, it was nearly 5 years since i got the car i have moved a few times i dont have the paperwork any more. could you help please. |
 
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| jenni | May 25 2007, 01:01 PM Post #2 |
www.saynotoyes.co.uk
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you need to seek legal advice and ASAP. when they say they are making a charging order they are not messing and I would not let this rumble on. the problem here is the fact you don't have any of the paperwork. you could send a Data Protection Request and ask for all the info they hold on file about you. This will at least show if they have added charges on and what your original agreement was for. However, I have a feeling that none of what you have said they said will be evident. I would get down to the Citizens Advice immediately and ask them the best way to proceed |
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