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| Yes Car Credit | |
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| Topic Started: Jun 4 2007, 09:21 PM (155 Views) | |
| amyw | Jun 4 2007, 09:21 PM Post #1 |
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Unregistered
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I can't believe my luck coming across other victims of yes car credit! having dealt with them since march 2004 when my partner went to the showroom was made to wait 9 hours for 'credit' checks, then told the total price was £6,000 for a 3 yr old punto, he was shown several old bangers and being desperate for another car due to our family growing was exhausted into parting with our old car for £150.00 and giving another £500.00 in cash to secure the new car, he wasn't told about the insurances clause ect and went home in the new punto, tired but worried how we would cover the £198.00 pm payments, we had no choice since privately renting our new home and my partner starting a new job are credit was low due several factors! after 10 months the passenger seat runners stopped working and jammed, making it impossible to move the passenger seat, we contacted the warranty company, who said we could take it to the nearest fiat garage (25 miles away) and wait for a warranty inspector to show up, it could be up to three days and even after his inspection we could still be liable for payment, so we said no and did our own research and found it would cost over £700.00!!!!! for new parts labour ect! and with a baby on the way it was not an option. After 5 more months as i took my oldest child to school the exhaust fell off, luckily i was near to a garage and it cost me £85.00 to fix new clips to put it back on. we then decided enough was enough and took the car to be sold at a local garage who said no we could as it belong to yes car credit until we had paid the total, the car was unsafe and i worried driving it so we had to buy a new car. My partner now took over use of the punto and recently drove it to a business appointment and on his way back the engine caught fire and was totally beyond repair. I called yes and told them i would stop paying for 3 months as the engine cost £600.00 to replace and the money had to come from somewhere,so far to date Ive been threatened with harassment through bailiffs and and phone calls if i stop payments, Ive been told i have an attitude problem when i informed them i was taking them to court, Ive been accused of being a liar when told by the warranty company that my partner didnt ask for warranty cash back and wasn't entitled to it, then in a further phone call told they didn't do cash back policies, the rep said she would listen to the particular call i made regarding cash back, and call me back Ive not heard from her since! I am now refusing to pay a penny more and they can take the piece of rubbish they call a car, to date me and my partner have paid approx £7,500 and have a further £2,000 in insurances, we have paid nearly £1000.00 over termination price and the total for this car now worth 2 thousand if lucky and i asked if this could be transferred to the outstanding insurances and was told they were separate issues and could not be transferred! i will not give up and will take them to court and have my day, trading standards are now taking up the case, if everyone stopped paying these insurances and returned these heaps of trash back to yes car credit then surely yes car credits huge profits would crumble, they may have sold the car to my interrogated and exhausted partner but what they didnt count on was having me to deal with, all i can ask them now is to 'bring it on' try and make me bankrupt, i have nothing so they can take nothing and they cant make me bankrupt or homeless as im a tenant! |
 
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| whistleblower | Jun 5 2007, 10:16 AM Post #2 |
www.saynotoyes.co.uk
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Welcome to saynotoyes - in light of many recent cases involving insurances either being written off or balances 'substantially' reduced. I would be re contacting DAF and requesting your outstanding balance be looked at too. By all means quote the posts that are here on the site; http://z11.invisionfree.com/saynotoyes/ind...hp?showforum=40 If DAF are able to reduce insurance payments for one customer why not all!  Let us know how you get on! |
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<a href="http://www.dpbolvw.net/click-2359542-10365649" target="_top"> <img src="http://www.awltovhc.com/image-2359542-10365649" width="120" height="60" alt="" border="0"/></a> Applying for car finance? <a href="http://www.kqzyfj.com/click-2359542-10366647" target="_blank" onmouseover="window.status='http://www.creditexpert.co.uk';return true;" onmouseout="window.status=' ';return true;">View your Experian credit report online for FREE</a> and see what lenders will see <img src="http://www.tqlkg.com/image-2359542-10366647" width="1" height="1" border="0"/>  <FONT COLOR=RED>Vanquis credit card is owned by provident Financial.Typical 39.9% APR variable Say No! </FONT> Are you having problems with Yes Car Credit or a debt collection agency? Make your complaint direct to the Office Of Fair Trading and BBC1 Watchdog below:. James.MacDougall@oft.gsi.gov.uk or telephone 08457 22 44 99 watchdog@bbc.co.uk or telephone - 020 8535 1000 ****************************************** Advice & opinions of the 'saynotoyes' team are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts ****************************************** 
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4:36 PM Nov 24
